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Turning Tokenisation Ambition into Institutional Adoption.

Helping tokenisation platforms serving capital markets strengthen their institutional proposition and identify barriers to adoption.
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How I can help you…

Strengthen Your
Institutional Proposition

Align your proposition with institutional needs, commercial priorities and evaluation criteria…

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Diagnose Barriers to
Institutional Adoption

Identify the commercial, risk and governance issues preventing institutional conversations from progressing…

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Navigate Institutional
Decision-Making

Discover how institutions evaluate new propositions, who influences approval and what is required to build support across teams…

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Meet Gaya Chandrasekaran

Gaya Chandrasekaran has nearly two decades of experience in corporate and investment banking across the UK and India. She spent 11 years at Santander in corporate banking, credit risk and investment banking. Her experience spans origination, structuring and risk oversight of complex financial products for corporates and financial institutions.

Her background combines front-office commercial deal-making with senior executive risk management. Having operated as both a corporate and investment banker and as Deputy Head of Wholesale Credit Risk, she brings an end-to-end perspective on institutional decision-making, from client origination through to balance sheet, risk and regulatory considerations.

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How to work with me?

There are two primary ways institutions work with me:

Institutional Advisory & Execution

I work with financial institutions,
infrastructure providers, and technology
firms to translate strategy into
executable pathways.

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Research & Strategic Insight

I provide targeted research and deep-dive
analysis on tokenisation, digital assets,
and the evolution of financial market
infrastructure.

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"I stay close to implementation where it matters, ensuring that strategic direction translates into outcomes that can be delivered within institutional environments."

What Clients Say
"Gaya took ownership of one of the most complex regulatory deliverables we faced, coordinating across multiple systems and stakeholders to meet the PRA’s data requirements. What stood out was her ability to bring structure to a highly fragmented process and deliver under pressure. Her work was instrumental in ensuring we met a critical regulatory milestone."

Engagement

Regulatory Execution

Role

Chief Risk Officer, Global Systemically Important Bank (GSIB)

What Senior Leaders Say

Regulatory Execution
"Gaya took ownership of one of the most complex regulatory deliverables we faced, coordinating across multiple systems and stakeholders to meet the PRA’s data requirements. What stood out was her ability to bring structure to a highly fragmented process and deliver under pressure. Her work was instrumental in ensuring we met a critical regulatory milestone."
— Chief Risk Officer, Global Systemically Important Bank (GSIB)
Commercial Execution
"Gaya combines strong commercial instinct with disciplined risk thinking. She played a key role in structuring and executing complex transactions, working closely with clients and internal teams to deliver outcomes under tight timelines."
— Managing Director & Division Head, Corporate & Investment Banking
Market Insight
"Gaya was early in identifying the strategic importance of digital custody within the evolving digital assets landscape. She independently mapped the European ecosystem, developed a clear view of key players, and built relationships with leading providers. Her work helped shape our internal thinking and informed how we approached initial pilots, including progressing engagement with a provider she had introduced."
— Managing Director, Digital Assets Unit, Global Corporate & Investment Bank

Tokenisation at Scale: Institutional Architecture as the Decisive Factor

As institutions move from experimentation to implementation, the challenge shifts from proving what is possible to building systems that can scale.

 

This whitepaper explores the settlement, capital, control and integration architectures that will determine whether tokenisation remains a series of pilots or becomes part of mainstream financial infrastructure

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Latest news

Market Infrastructure
12 min read

Repos, Collateral and the Future of Financial Market Infrastructure

Independent perspectives for senior leaders navigating tokenisation,
settlement, collateral, liquidity and institutional adoption.

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Settlement

Settlement as a Liquidity Tool

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Tokenisation

Tokenisation in Practice

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Latest Insights

Gaya Chandrasekaran

Market Evolution Strategist working across institutional finance, tokenisation, market infrastructure, risk and execution.

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Finance is evolving. Institutional execution will define what comes next.
© 2026 Gaya Chandrasekaran
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Gaya Chandrasekaran has nearly two decades of experience in corporate and investment banking across the UK and India. She spent 11 years at Santander in corporate banking, credit risk and investment banking. Her experience spans origination, structuring and risk oversight of complex financial products for corporates and financial institutions.

Her background combines front-office commercial deal-making with senior executive risk management. Having operated as both a corporate and investment banker and as Deputy Head of Wholesale Credit Risk, she brings an end-to-end perspective on institutional decision-making, from client origination through to balance sheet, risk and regulatory considerations.

Her current work focuses on the institutional adoption of tokenisation and the evolution of financial market infrastructure. Across advisory, research and industry engagement, she helps translate emerging technologies into commercial, risk and governance frameworks suited to institutional environments.

Gaya serves as an Executive in Residence at Global Digital Finance (GDF). She is the author of Tokenisation at Scale: Institutional Architecture as the Decisive Factor and contributed to the Evergon Labs Tokenization Handbook 2026. She also serves as President of the Alumni Tech Club at London Business School, where she convenes discussions with senior industry leaders, policymakers and market practitioners on digital assets, tokenisation and financial market infrastructure.